Capital that moves as fast as Orlando's dining scene
From the Vietnamese kitchens of Mills 50 and the brick-paved bistros of Thornton Park to Park Avenue in Winter Park and the food trucks on Milk District Tasty Tuesdays, Orlando's restaurant scene runs on hospitality — and hospitality runs on timing. With Central Florida drawing tens of millions of visitors a year and events like Magical Dining packing dining rooms, an Orlando restaurant can go from slow to slammed overnight. Prime Restaurant Capital exists for exactly those moments: when a repair, an opportunity, or a seasonal swing can't wait for a bank.
We fund restaurants only. That means we understand your business — high rent along tourist corridors, thin margins, summer lulls between peak seasons, and the constant pull between growth and cash flow. We look at your daily deposits, not just your credit score.
How it works
- Apply online in a few minutes — soft credit pull, so it won't hurt your score.
- Send your recent statements. We approve on your deposits and volume, not your FICO. Scores of 500+ are fine.
- Get funded. Sign and, if your statements are in and signed before early afternoon ET on a weekday, you can be funded the same day. Friday afternoon requests fund Monday.
Approved on deposits
Strong sales matter more than credit. FICO 500+ owners qualify every day.
Fast turnaround
Funded in as little as 24 hours when your paperwork is in on time.
No collateral
Working capital with no collateral required and a simple soft-pull application.
What Orlando owners use it for
We fund full-service restaurants, bars, cafes, bakeries, and food trucks across the Orlando area — Mills 50, Thornton Park, the Milk District, Audubon Park, Winter Park, Lake Nona, SODO, and downtown. Owners put the capital to work on:
- New equipment, walk-in coolers, and emergency kitchen repairs
- Rent, payroll, and inventory during slower seasons
- Staffing up before peak tourist months and festival weekends
- Buildouts, patios, and second locations
- Bridging the gap between a busy week and a big vendor bill
Who qualifies
Most Orlando restaurants with steady monthly deposits qualify. We look for a few months in business and consistent sales. Funding ranges from $10,000 up to $5M for growth and $10K–$500K for emergencies — no collateral needed for working capital, and no perfect credit required.
Ready when you are
If your kitchen can't wait, neither should your capital. Apply online, send your statements, and get a real answer fast — built for Orlando restaurants, by people who fund only restaurants.
Get Your Restaurant Funded in 24 Hours
Operating restaurants doing $20K+/month qualify for $25K – $1,000,000. Apply in 5 minutes.
Start Your Application →Get funded in 24 hours
Approved on your revenue, not just your credit. Start your 1-minute application.
Why restaurants choose Prime
We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Restaurant-only underwriting
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Funded in 24 hours
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
Approved on your revenue
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Ready to get funded?
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $25K+/mo revenue
See how much your restaurant qualifies for
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute