✓ Funded in 24 hours500+ credit OK$25K–$5M✓ Apply in 1 minute
$25K–$5Mfunding range
24 hourstypical funding
500+credit scores OK
Restaurantsonly — specialist

See how much your restaurant qualifies for

$25K to $5M in working capital & equipment financing — approved on your revenue, funded in as little as 24 hours. No collateral for working capital.

  • 500+ credit
  • 6+ months open
  • $25K+/mo revenue
1-Minute Application

Apply Now — Get Funded in 24 Hours

Start your application in about a minute. A real decision fast — soft credit pull, no obligation.

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🔒 Soft credit pull · will not affect your credit score

Funding for Houston, TX Businesses

Business Funding in Houston

From BBQ to fine dining — Houston operators get $25,000 to $5,000,000 funded in 4 hours. No collateral. FICO 500+ accepted. Built for the realities of how Houston businesses actually run.

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Capital Built for Houston Operators

Whether you're scaling a bbq operation or covering payroll on a project gap, we fund Houston businesses across every major industry.

$5MMax Funding Available
4hrFrom Approval to Funded
5minApplication Time
500+FICO Accepted

Houston Industries We Fund

Houston's economy runs on bbq, tex-mex, ethnic cuisine, fine dining. We work with operators across all of them.

BBQ

Capital tailored for bbq operators in Houston. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

Tex-Mex

Capital tailored for tex-mex operators in Houston. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

ethnic cuisine

Capital tailored for ethnic cuisine operators in Houston. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

fine dining

Capital tailored for fine dining operators in Houston. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

Why Houston Operators Choose Prime Restaurant Capital

Speed That Matches Houston's Pace

Houston operators don't have 90 days to wait on a bank loan. We approve in hours, fund in 24. Apply by 10am and there's a real chance you're funded by end of day.

Local Industry Understanding

We've funded Houston businesses across bbq, tex-mex, and more. We know how Houston's economy actually moves.

FICO 500+ Accepted

Most lenders require FICO 680+. We underwrite on bank statement health and cash flow, not just credit score. Houston operators with 500+ regularly qualify.

No Tax Returns Needed

Just three months of business bank statements. No P&L, no business plan, no financial projections. Your bank deposits tell us what we need to know.

Get Funded in Houston — Apply Today

5-minute application. Soft credit pull (no impact). Decision in hours. Funded in 4.

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Get funded in 24 hours

Approved on your revenue, not just your credit. Start your 1-minute application.

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Why restaurants choose Prime

We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.

🍽️

Restaurant-only underwriting

Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.

Funded in 24 hours

Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.

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Approved on your revenue

500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.

Ready to get funded?

Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.

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Explore More

Related Funding Options

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Apply Now — Funded in 24 Hours →
Before you go

See how much your restaurant qualifies for

$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.

START MY 1-MINUTE APPLICATION →

No obligation · takes about a minute