Question 1

How fast can I get business funding?

Accepted Answer

For amounts under $50,000 with strong bank statements, same-day funding (4-8 hours) is realistic. Larger amounts up to $5,000,000 typically fund within 4-24 hours. Apply by 10am Pacific for best chance at end-of-day funding.

Question 2

Do I need good credit?

Accepted Answer

No. We accept FICO 500+. Approval based on monthly revenue and bank statement health, not credit score alone. Most approved businesses have FICO 500-680.

Question 3

How fast can I get business funding?

Accepted Answer

For amounts under $50,000 with strong bank statements, same-day funding (4-8 hours) is realistic. Larger amounts up to $5,000,000 typically fund within 4-24 hours. Apply by 10am Pacific for best chance at end-of-day funding.

Question 4

Do I need good credit?

Accepted Answer

No. We accept FICO 500+. Approval based on monthly revenue and bank statement health, not credit score alone. Most approved businesses have FICO 500-680.

Question 5

What documentation is required?

Accepted Answer

Just three months of business bank statements. No tax returns, no business plan, no profit and loss statements, no financial projections.

Insights & Resources

Restaurant Funding Options: Complete Guide for Operators

Restaurant Equipment Financing: Ovens, Walk-Ins, and More

Opening a Second Restaurant Location: How to Fund the Expansion

Restaurant Funding With Bad Credit: Real Options for FICO 500-650

Restaurant Payroll Funding: How to Bridge a Cash Gap