$25K to $5M in working capital & equipment financing — approved on your revenue, funded in as little as 24 hours. No collateral for working capital.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
From Fine dining to coffee — San Francisco operators get $25,000 to $5,000,000 funded in 4 hours. No collateral. FICO 500+ accepted. Built for the realities of how San Francisco businesses actually run.
Apply Now →Whether you're scaling a fine dining operation or covering payroll on a project gap, we fund San Francisco businesses across every major industry.
San Francisco's economy runs on fine dining, ethnic cuisine, bakeries, coffee. We work with operators across all of them.
Capital tailored for fine dining operators in San Francisco. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for ethnic cuisine operators in San Francisco. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for bakeries operators in San Francisco. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for coffee operators in San Francisco. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
San Francisco operators don't have 90 days to wait on a bank loan. We approve in hours, fund in 24. Apply by 10am and there's a real chance you're funded by end of day.
We've funded San Francisco businesses across fine dining, ethnic cuisine, and more. We know how San Francisco's economy actually moves.
Most lenders require FICO 680+. We underwrite on bank statement health and cash flow, not just credit score. San Francisco operators with 500+ regularly qualify.
Just three months of business bank statements. No P&L, no business plan, no financial projections. Your bank deposits tell us what we need to know.
5-minute application. Soft credit pull (no impact). Decision in hours. Funded in 4.
Apply Now →Approved on your revenue, not just your credit. Start your 1-minute application.
We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute