Funding for meal prep services, meal subscription businesses, and meal delivery operations. Production equipment, packaging, marketing, expansion.
Meal prep businesses combine elements of restaurant operations, food manufacturing, and direct-to-consumer delivery. Operations focus on weekly batch production, customizable meal plans, refrigerated packaging, and recurring subscription customer relationships. Capital needs span commercial kitchen equipment, packaging equipment optimized for grab-and-go formats, refrigerated delivery infrastructure, and marketing investment for customer acquisition.
Prime Restaurant Capital funds meal prep operations from local businesses serving 100-500 weekly customers to regional meal prep services with multiple production locations. Funding ranges from $25K (production equipment) to $500K (multi-location expansion or marketing acceleration).
Meal prep production requires equipment optimized for batch production: tilting kettles for large-batch cooking ($8K-$30K), combi ovens for efficient roasting and steaming ($15K-$45K), blast chillers for rapid cooling ($10K-$40K), commercial vacuum sealers for portion packaging, and high-volume refrigeration.
Meal prep packaging is significant operational cost. Equipment includes labeling machines, sealers, portion control tools, and bulk packaging storage. Working capital often funds packaging material purchases at scale (containers, labels, branded packaging).
Meal prep delivery requires refrigerated transport, insulated delivery bags, and sometimes refrigerated lockers for pickup operations. Vehicle financing covers delivery vehicles; equipment financing covers other delivery infrastructure.
Meal prep is a marketing-intensive business. Customer acquisition costs through digital marketing, influencer partnerships, and promotional campaigns typically run $30-$80 per customer. Working capital funds marketing investment to acquire new subscribers.
Frequently Asked
Yes. Combi ovens, blast chillers, vacuum sealers, and other meal prep production equipment are financable.
Yes. Marketing investment is fundable through working capital. Many meal prep businesses use working capital specifically for accelerating customer acquisition.
Yes. Multi-location meal prep expansion is fundable as expansion capital — typically $150K-$300K per new market.
No. Operating from shared kitchen space is fine — many successful meal prep businesses start and scale this way.
Yes. Grocery channel expansion (in-store sales rather than direct delivery) is fundable through working capital and equipment for production scale-up.
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Operating restaurants doing $20K+/month qualify for $25K – $1,000,000. Apply in 5 minutes.
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We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.