Funding built for pizzerias. Wood-fired ovens, delivery vehicles, dough rooms, expansion. From neighborhood slice shops to multi-unit chains.
Pizza restaurants are a uniquely scalable restaurant category. Strong unit economics (food cost typically 25-30%, lower than most categories), high throughput potential, well-understood operations, and three viable revenue streams (dine-in, takeout, delivery). Whether you're running a Neapolitan pizzeria with a $20K wood-fired oven, a New York slice shop, or a multi-unit delivery-focused operation, pizza demands specific capital.
Prime Restaurant Capital funds pizzerias of every type — independent neighborhood operators, regional chains, franchise pizzerias (Domino's, Papa John's, Pizza Hut, Marco's, Jet's), and emerging concepts. Funding structures include equipment financing for ovens and dough systems, working capital for inventory and labor, and expansion capital for additional units.
The single largest equipment investment for any pizzeria. Options range widely: deck ovens ($8K-$25K), conveyor ovens for high-volume operations ($15K-$45K), wood-fired ovens for Neapolitan/artisan concepts ($15K-$50K including masonry), brick ovens ($25K-$80K). Equipment financing structures over 36-60 months at preferred rates.
Serious pizzerias produce dough on-site daily. A complete dough system includes industrial mixers ($3K-$15K), dough sheeters and dividers ($5K-$15K), proofing cabinets ($3K-$8K), refrigerated dough storage. A full dough room build-out runs $25K-$60K.
Pizzerias with significant delivery business need vehicle financing — branded delivery vehicles, e-bikes for urban delivery, or driver compensation systems. We finance vehicles directly or fund working capital that can be deployed toward driver hiring and retention.
Pizza is one of the most franchisable restaurant categories. Initial franchise fees ($25K-$60K), build-out ($150K-$400K), and equipment ($75K-$150K) for a single new unit total $250K-$600K. Multi-unit operators receive preferred terms.
Frequently Asked
Yes. Wood-fired pizza ovens are one of the most common equipment financing requests. Includes both the oven itself and the masonry/build-out costs.
Vehicle financing for delivery operations is available. Includes branded delivery cars, vans, and even e-bikes for urban delivery.
Yes. Franchise pizzeria financing includes initial fees, build-out, equipment, and working capital.
No. We weight all revenue sources equally — dine-in, carry-out, and third-party delivery all count as your monthly revenue.
Yes. Slice shops, ghost pizza kitchens, and counter-service pizza operations all qualify for funding.
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Operating restaurants doing $20K+/month qualify for $25K – $1,000,000. Apply in 5 minutes.
Approved on your revenue, not just your credit. Start your 1-minute application.
We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.