Running a restaurant in Nashville means riding waves you don't control. A packed Broadway honky-tonk can move 11,000 beers on a summer Saturday, then watch foot traffic drop when the bachelorette buses thin out in the off-season. Whether you're in the Gulch, East Nashville, Germantown, Sylvan Park, or on Lower Broadway itself, cash flow rarely arrives when the bills do. Prime Restaurant Capital funds Nashville restaurants and bars fast — based on your sales, not a perfect credit score.
How It Works
1. Apply in minutes
Quick online application, soft credit pull only. It won't hurt your score.
2. Send bank statements
We approve on your deposits, not your FICO. 500+ is fine, no collateral for working capital.
3. Get funded fast
Once you're approved and signed, funding can hit in as little as 24 hours.
Honest speed: if your signed agreement and statements are in before early afternoon ET on a weekday, same-day funding is often possible. Friday afternoon submissions typically fund Monday.
What Nashville Owners Use It For
Music City's dining scene runs hot and cold with tourism, and owners put fast capital to work in ways that fit the market:
- Stocking up and adding staff before summer, CMA Fest, and bachelorette high season
- Kitchen equipment repairs or upgrades that can't wait
- Covering payroll and rent through slower winter weeks
- Buildouts, patio expansions, or a second location in East Nashville or the Gulch
- Bulk inventory, new POS systems, or a marketing push before a big weekend
Who Qualifies
- Restaurants, bars, honky-tonks, cafes, and food service businesses in the Nashville metro
- FICO 500+ considered — we look at deposits first
- Consistent monthly sales through your business bank account
- Funding from $10,000 up to $5M
Ready When You Are
From SoBro to Sylvan Park, Nashville restaurant owners choose Prime Restaurant Capital for speed and straight answers. No collateral for working capital, no hard credit hit to see your options. Apply now and get a decision fast.
Get Your Restaurant Funded in 24 Hours
Operating restaurants doing $20K+/month qualify for $25K – $1,000,000. Apply in 5 minutes.
Start Your Application →Get funded in 24 hours
Approved on your revenue, not just your credit. Start your 1-minute application.
Why restaurants choose Prime
We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Restaurant-only underwriting
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Funded in 24 hours
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
Approved on your revenue
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Ready to get funded?
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $25K+/mo revenue
See how much your restaurant qualifies for
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute