Capital that moves as fast as the Las Vegas dining scene
Las Vegas food isn't just the Strip anymore. Independent kitchens are thriving in the Arts District and Fremont East downtown, along the Chinatown corridor on Spring Mountain Road, and in neighborhood spots across Summerlin and Henderson. But running a restaurant here means riding a tourism calendar that swings hard — packed weeks during CES and the F1 weekend in November, then slower summer stretches when the heat and the convention lull thin out covers. When a great month is coming or a slow one is squeezing you, you can't wait weeks on a bank. Prime Restaurant Capital funds Las Vegas restaurants, bars, cafes, and food trucks fast — approved on your deposits, not your credit score.
1. Apply online
A short application and a few months of recent business bank statements. No collateral for working capital, and it's only a soft credit pull.
2. Get a real offer
We look at your deposits and cash flow, not just FICO. FICO 500+ is fine. You'll see clear terms with no games.
3. Funds in as little as 24 hours
Sign and go. Statements in and signed before early afternoon ET on a weekday can fund the same day. Friday afternoon means Monday.
What Las Vegas owners use it for
- Staffing up and stocking inventory ahead of convention weeks, big fights, and F1
- Bridging the slower summer and post-holiday lulls without falling behind on rent
- New equipment — hoods, walk-ins, line builds, food-truck repairs
- Buildouts, patio and dining-room refreshes, or a second location
- Marketing to pull locals in when tourist traffic dips
We fund full-service and quick-service restaurants, bars and lounges, cafes and coffee shops, food trucks, and catering operations across the Las Vegas valley.
Who qualifies
- Roughly 4+ months in business with steady deposits
- A business bank account with regular restaurant revenue
- FICO 500+ (approved on deposits, not credit)
- $10,000 minimum — growth capital up to $5M, emergency funding $10K–$500K
Built for restaurants, ready when you are
We only fund food and beverage businesses, so we understand thin margins, tip-heavy payroll, and a Las Vegas calendar that never sits still. Apply now for a fast, honest decision and keep your kitchen moving.
Get Your Restaurant Funded in 24 Hours
Operating restaurants doing $20K+/month qualify for $25K – $1,000,000. Apply in 5 minutes.
Start Your Application →Get funded in 24 hours
Approved on your revenue, not just your credit. Start your 1-minute application.
Why restaurants choose Prime
We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Restaurant-only underwriting
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Funded in 24 hours
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
Approved on your revenue
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Ready to get funded?
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $25K+/mo revenue
See how much your restaurant qualifies for
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute