Capital built for Dallas restaurants
From the brisket joints in Deep Ellum to the independent kitchens lining the Bishop Arts District in Oak Cliff, Dallas runs on restaurants. Uptown is packed with full-service concepts, Trinity Groves keeps drawing new operators to West Dallas, and 2026 has brought one of the busiest stretches of restaurant openings the city has ever seen. But growth and daily operations both take cash — and a slow bank loan rarely moves at the speed a Dallas kitchen needs. Prime Restaurant Capital funds restaurants only, and we approve you on your sales, not your credit score.
How it works
- Apply in minutes. Quick online form, soft credit pull only — no hit to your score.
- Send your deposits. We look at your recent bank and card statements to see real revenue, not just FICO.
- Get funded fast. Approved offers can fund in as little as 24 hours. Statements in and signed before early afternoon ET on a weekday can go same day; Friday afternoons close Monday.
Growth capital
$25K–$5M to open a second location, expand a patio, or scale into a hot corridor like Uptown or Trinity Groves.
Emergency capital
$10K–$500K when a walk-in fails, the AC dies in a Texas summer, or payroll can't wait.
Everyday needs
Inventory, staffing, equipment repairs, marketing, and bridging slow weeks between busy Dallas event seasons.
What Dallas owners use it for
Full-service restaurants, bars, cafes, food halls, Tex-Mex spots, barbecue, and fast-casual concepts all use our funding to buy kitchen equipment, cover seasonal dips, hire and train staff ahead of a big weekend, or renovate before a grand reopening. If it keeps your Dallas restaurant moving, it's a fit.
Who qualifies
- Restaurant or food-service business operating in the Dallas area
- FICO 500+ welcome
- Consistent deposits — we approve on revenue, not perfect credit
- No collateral required for working capital
Ready when you are
If you run a restaurant in Dallas and need capital fast, the fastest path is to apply. It takes minutes, it won't hurt your credit, and you could have funds in as little as 24 hours.
Get Your Restaurant Funded in 24 Hours
Operating restaurants doing $20K+/month qualify for $25K – $1,000,000. Apply in 5 minutes.
Start Your Application →Get funded in 24 hours
Approved on your revenue, not just your credit. Start your 1-minute application.
Why restaurants choose Prime
We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Restaurant-only underwriting
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Funded in 24 hours
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
Approved on your revenue
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Ready to get funded?
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.
- ✓ 500+ credit
- ✓ 6+ months open
- ✓ $25K+/mo revenue
See how much your restaurant qualifies for
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute