Prime Restaurant Capital is an honest, trusted, and very professional restaurant funding specialist that buys out expensive merchant cash advances and POS holdbacks. We replace your daily remittance with a single advance built around your real revenue pattern — slow weekdays, brunch surges, seasonal swings included.
Why Multi-Unit Operators Need Emergency Funding That Understands Groups
Multi-unit restaurant groups face emergencies that single-store underwriting cannot size right: payroll spanning 3-10 locations, vendor cutoffs on a master account, equipment failure that takes one store offline but threatens the group cash position. Group-aware underwriting funds the actual exposure, not just one location.
How Multi-Unit Restaurant Emergency Funding Works
Soft credit pull. 3 months of consolidated restaurant group bank statements. Decision in 2 hours. Funding in 4-24 hours, same-day for clean applications. Repayment structured around the consolidated group cash cycle.
Who We Help
Multi-unit independent restaurant groups, franchisees with multiple stores, regional restaurant chains, restaurant management companies, and any restaurant group doing $100K/month or more in consolidated revenue.
Real Recent MCA Buyouts
- $87,000 MCA buyout completed in 4 hours — customer saved 31% on effective rate.
- $145,000 stacked-advance consolidation — paid off two MCAs and stabilized cash flow.
- $210,000 refinance from a daily MCA holdback into a flexible repayment structure.
Refinance vs Staying With Your Current MCA
Staying put: same daily debit, same factor rate, same cash-flow squeeze, no extra capital. Refinancing with Prime Restaurant Capital: one new advance, often lower effective rate, terms built around your actual revenue, and cash on top to operate.
Qualification
- Operating US business — 6 months minimum
- Monthly revenue $25,000+
- Credit score 500+ accepted
- Active business bank account
- Existing MCA(s) — current or behind, both reviewed