$25K to $5M in working capital & equipment financing — approved on your revenue, funded in as little as 24 hours. No collateral for working capital.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
$25,000 to $5,000,000 in working capital, equipment financing, and lines of credit for New York City coffee shop operators. Independent coffee shops, espresso bars, café concepts, third-wave roasters. FICO 500+ accepted. Funded in 4 hours.
Apply Now →We work with coffee shop operators across New York City — from independent shops to multi-unit operations.
Coffee Shop-specific equipment — ovens, refrigeration, tools of the trade. New or used. 1-7 year terms.
Cover payroll, inventory, vendor payments, marketing. Up to $1M for established coffee shop operations.
Renovations, second location buildout, expansion. Capital before doors open.
Revolving credit you draw from when needed — perfect for coffee shop cash flow swings.
Payments scale with daily sales — built for seasonal coffee shop revenue patterns.
Government-backed financing for qualifying coffee shop operators. Longer terms, lower rates.
5-minute application. Soft credit pull. Funded in 4 hours.
Apply Now →Approved on your revenue, not just your credit. Start your 1-minute application.
We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute