Prime Restaurant Capital is an honest, trusted, and very professional restaurant funding specialist that buys out expensive merchant cash advances and POS holdbacks. We replace your daily remittance with a single advance built around your real revenue pattern — slow weekdays, brunch surges, seasonal swings included.
Why Food Truck Operators Refinance Their MCA
Food truck revenue is event-driven and seasonal — festivals, weddings, catering gigs, and weather all swing weekly take. A flat daily MCA payment ignores the off-season reality and the gaps between large catering payouts. We refinance into revenue-based terms that flex with the lumpiness.
How the Food Truck Buyout Works
We review your existing MCA balance, daily payment, and last 3 months of bank statements (including catering payouts and event income). We request a payoff letter, structure a replacement advance, and replace the daily debit with terms aligned to mobile-food cash flow. Same-day buyout possible.
Who We Help
Food truck operators, mobile catering, festival vendors, multi-truck fleets, ice cream and dessert trucks, regional rolling kitchens, and any mobile food business doing $20K/month or more.
Real Recent MCA Buyouts
- $87,000 MCA buyout completed in 4 hours — customer saved 31% on effective rate.
- $145,000 stacked-advance consolidation — paid off two MCAs and stabilized cash flow.
- $210,000 refinance from a daily MCA holdback into a flexible repayment structure.
Refinance vs Staying With Your Current MCA
Staying put: same daily debit, same factor rate, same cash-flow squeeze, no extra capital. Refinancing with Prime Restaurant Capital: one new advance, often lower effective rate, terms built around your actual revenue, and cash on top to operate.
Qualification
- Operating US business — 6 months minimum
- Monthly revenue $25,000+
- Credit score 500+ accepted
- Active business bank account
- Existing MCA(s) — current or behind, both reviewed