Deck oven cracked or conveyor down? Get $10K–$500K to fix or replace it — funded in as little as 24 hours, approved on your bank deposits, not your credit score. Soft pull to check.
A pizzeria that can't bake isn't slow — it's closed. The deck stone cracked mid-rush, the conveyor belt seized, the burner won't hold temp, or the whole thing finally quit after fifteen years. Every hour that oven sits cold is a night of covers you're handing to the shop down the street. And the repair tech is standing in your kitchen quoting a number you don't have in the account right now.
You don't need a lecture about credit. You need the oven hot by tomorrow. That's the entire point of this: cover the repair or replacement now, pay it back out of the sales the working oven brings in.
Enough for a $900 belt motor or a full $40K double-deck replacement — you take what the repair actually costs, not a round number a bank picks.
Not "approved in 24 hours." Money in the account. A cold oven can't wait a week for underwriting.
Steady sales through the register carry the file. FICO 500+ works. Soft pull to see your number.
We fund pizzerias and restaurants — that's all we do. We know a deck oven is your whole business, not a line item.
Say your main deck oven's heating element and controller go, and the tech quotes $6,800 to fix it plus a rush charge to get it done overnight. You send three months of statements showing roughly $52,000/month in deposits. You sign before 1 p.m. ET on a Tuesday. The $6,800 funds the same day, the tech is back that afternoon, and you don't miss a single Friday-Saturday rush. You pay it back in small automatic pieces out of the sales that oven is now making again.
Who qualifies:
No. The rate check is a soft pull — it doesn't ding your score. A hard pull only happens later if you accept and move forward.
Probably not. We approve on your bank deposits, not your credit score, and we work with FICO 500 and up. A cracked stone doesn't care about your FICO, and neither does our underwriting first.
When it lines up, yes. If your statements are in and your agreement is signed before early afternoon ET on a weekday, funds can hit the same day. Wrap it up Friday afternoon and it's the next business day — Monday. We tell you straight, no fake "instant" promises.
Yes. Repair a deck, swap a conveyor belt and motor, or buy a whole new oven — it's working capital, so you decide where it goes. Bigger replacement or a second oven for growth can run up to $5M on our growth financing.
No collateral for working capital. Your ongoing sales are what carries it.
No. The whole thing runs through the online application — apply, upload statements, sign, get funded.
A cold oven costs you every hour it's down. Apply online, check your rate with a soft pull that won't touch your score, and — if you get your statements and signature in before early-afternoon ET on a weekday — have the repair money the same day. Restaurants only. Let's get you baking.
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Operating restaurants doing $20K+/month qualify for $25K – $1,000,000. Apply in 5 minutes.
Start Your ApplicationApproved on your revenue, not just your credit. Start your 1-minute application.
Apply NowWe are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.
Before you go
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATIONNo obligation · takes about a minute