Your ice machine died mid-shift — get $10K–$100K to repair or replace it, funded in as little as 24 hours.
The Hoshizaki (or Manitowoc, or Scotsman) stopped dropping ice sometime overnight, and now you walked in to warm wells and a bartender who can't build a single drink. No ice means no cocktails, no soda, no iced tea, no cold line for the raw bar, no way to hold your prepped proteins safe. So you did the only thing you could this morning: sent someone to the gas station for pallet bags at $3–$4 a bag, and you're burning through them faster than you can buy them.
Here's the math nobody says out loud. A busy bar goes through 300–500 lbs of ice a day. Bagged ice at retail runs you roughly $0.30–$0.50 a pound — call it $150 to $200 a day just to limp along, and that's before you count the drinks you're not selling because you ran dry at 8pm on a Friday. A compressor rebuild or condenser fix on a commercial machine is often $800–$2,500. A full replacement head unit is $3,500–$7,000+. That's real money you don't have sitting loose mid-month — but every day you wait, the bagged-ice bill and the lost bar revenue eat the difference anyway.
Sized for an ice machine, not an over-borrow. Enough to repair, replace, or grab a second unit — and cover the bagged-ice bleed while you wait on the part.
We look at what your bar actually takes in every week. Steady deposits matter more than a credit score, and 500+ FICO still qualifies.
Seeing your number is a soft credit pull — it does not hurt your score. You find out where you stand before you commit to anything.
We don't put a lien on your equipment or your building. The machine you're funding stays yours, free and clear.
Probably not. We approve on deposits, and 500+ FICO clears our floor. The soft pull tells you for sure without touching your score, so there's no downside to finding out.
No. We fund from $10K, and most owners take a little extra beyond the repair quote to cover the bagged-ice hemorrhage and a service deposit. Better to have the cushion than borrow twice.
That's your call with your tech — but funding covers either. If your machine is 8–10+ years old and the compressor's gone, a lot of owners put the repair money toward a new unit instead of a rebuild that'll fail again next summer.
As little as 24 hours. Apply and send statements before early afternoon ET on a weekday, sign the offer same day, and funds can land that day. Hit us Friday afternoon and it's Monday — we won't pretend otherwise.
No. The whole thing runs off the online application and your statements. Apply, and we come back to you with a real number.
Every day the machine's down, the bagged-ice bill and the dead bar cost you more than the fix. Apply now and get it running again.
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Operating restaurants doing $20K+/month qualify for $25K – $1,000,000. Apply in 5 minutes.
Start Your ApplicationApproved on your revenue, not just your credit. Start your 1-minute application.
Apply NowWe are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.
Before you go
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATIONNo obligation · takes about a minute