When the Hobart quits and you're out of clean glassware, we fund the repair fast — approved on your deposits, not your credit score.
The dish machine died in the middle of a Friday push. Maybe the Hobart AM-15 stopped heating and nothing's coming out sanitized. Maybe the wash pump seized, the drain motor burned out, or the booster heater quit and your final rinse can't hit 180°F. Either way, the racks are stacking up, the bartender is out of clean glassware, and the line is running out of plates.
This isn't a "deal with it Monday" problem. No sanitizing rinse means a health code violation waiting to happen — and washing everything by hand in a three-compartment sink brings your whole service to a crawl. Every ticket slows down, tables turn slower, and covers you should have served walk out the door. The tech quotes you $2,800 for a new booster and control board, or worse, tells you the 12-year-old machine needs replacing. And it's needed tomorrow morning, not next week.
Enough for a control board and booster, or a full commercial warewasher replacement.
We look at what runs through your restaurant's account. FICO 500+ works.
Seeing your number won't touch your credit score.
Signed and submitted with statements in? You could be funded by tomorrow.
Say your booster heater and control board repair runs $2,800, and the tech can be in tomorrow if he's paid. Now weigh the cost of waiting instead. A busy dinner service moves maybe $6,000 in a night. Hand-washing everything through the sink cuts your table turns and slows the kitchen — lose even a third of that and you're down $2,000 for one Friday. Do it two nights in a row while you scrape together cash and you've already burned more than the repair. Fund it, and the machine's running for the weekend rush.
Who qualifies: restaurants, bars, cafes, food trucks with a commercial kitchen, and catering operations that have been open roughly 4+ months with steady deposits. If real money moves through your bank account every week, you're the owner we fund.
Here's the honest speed rule: apply before early afternoon ET on a weekday with your bank statements uploaded and your approval signed, and same-day funding is on the table. Apply Friday afternoon and it typically lands Monday. We won't promise you a wire in an hour — but for a dish machine down today, 24 hours is realistic.
No. Checking your options is a soft pull. It shows you what you qualify for without touching your score. A hard pull only happens later if you accept an offer and move forward.
Probably not. We approve on your business bank deposits, not your personal credit score. FICO 500+ is generally fine. A slow patch doesn't disqualify you if the cash flow is there.
No collateral required. We're not asking you to pledge the building or the equipment. Approval is based on your restaurant's revenue.
Yes. If the tech says your machine is done, funding runs up to $500K — plenty for a new commercial warewasher plus install. Repair or replace, it's your call.
Your most recent business bank statements and a few basic details about the restaurant. That's the core of it.
Don't wash another rack by hand. Apply now and get the machine back on before your next service.
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Operating restaurants doing $20K+/month qualify for $25K – $1,000,000. Apply in 5 minutes.
Start Your ApplicationApproved on your revenue, not just your credit. Start your 1-minute application.
Apply NowWe are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.
Before you go
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATIONNo obligation · takes about a minute