How much can my restaurant qualify for in funding?

Restaurants doing $20,000 to $50,000 monthly typically qualify for $25,000 to $150,000. Restaurants doing $50,000 to $200,000 monthly qualify for $150,000 to $500,000. High volume operations doing $200,000+ monthly can qualify for $5,000,000 or more. Funding is based on monthly deposits, not credit score.

What are the requirements to qualify for restaurant funding?

You need at least 6 months in business, $20,000+ in monthly revenue, and a US-based restaurant or food service operation. Personal credit score of 500+ is preferred but not required.

How fast can I get funded?

Most restaurants receive funding within 4 to 24 hours of approval. The application takes about 5 minutes.

Will applying hurt my credit score?

No. Our application uses a soft credit pull only, which has zero impact on your credit score.

Do you fund restaurants with bad credit?

Yes. We approve restaurants based on monthly revenue and cash flow, not credit score alone. Restaurants with credit scores as low as 500 regularly qualify.

Restaurant Revenue-Based Financing in Chicago, IL

Chicago restaurants and food-service operators can get $25,000 to $5,000,000 in restaurant revenue-based financing — approved on your sales and card and bank deposits, not just your credit (FICO 500+), with a decision in 2 to 4 hours. Restaurant Revenue-Based Financing is repaid as a small share of your sales, so it flexes with your covers. You don't need an existing loan or advance to qualify — this is straight first-position capital for Chicago restaurants.

Get funded in Chicago — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Chicago restaurants choose us

Judged on what the restaurant earns. A 500+ FICO in Chicago is fundable when covers and deposits hold up.
No existing facility needed. First-position funding, priced for an operator whose books are still clean.
$25K to $5M. A walk-in and a hood replacement, or the full buildout of a second Chicago room.
Faster than a slow month. Most Chicago approvals come in 2 to 4 hours and fund the same day, before the shortfall compounds.

What Chicago restaurants use restaurant revenue-based financing for

Restaurant margins in Chicago live and die on prime cost — food and labour as a share of sales — and on the gap between a strong season and a slow one. Capital typically goes to:

Fund growth without a fixed loan
Smooth out slow seasons
Invest in marketing or a remodel
Expand on your terms

How it works in Chicago

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Chicago restaurants are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Chicago business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first position, and a Chicago operator carrying no open advances prices best.

What credit score do I need? 500+ FICO is accepted. What matters more is whether sales cover prime cost and rent with something left over.

Get restaurant revenue-based financing in Chicago today

Fix the margin, not just the month — Chicago restaurant capital approved on sales, funded the same day. Apply Now ⚡