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✓ Funded in 24 hours✓ 500+ credit OK✓ $25K–$5M✓ Apply in 1 minute
$25K–$5Mfunding range
24 hourstypical funding
500+credit scores OK
Restaurantsonly — specialist

See how much your restaurant qualifies for

$25K to $5M in working capital & equipment financing — approved on your revenue, funded in as little as 24 hours. No collateral for working capital.

  • ✓ 500+ credit
  • ✓ 6+ months open
  • ✓ $25K+/mo revenue
1-Minute Application

Apply Now — Get Funded in 24 Hours

Start your application in about a minute. A real decision fast — soft credit pull, no obligation.

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🔒 Soft credit pull · will not affect your credit score

Restaurant Bridge Financing (2026): Cover the Gap, Grow On Schedule

Frequently asked questions

What is restaurant bridge financing?
Short-term capital that carries a restaurant across a temporary gap — a remodel, a slow season, or an expansion ramp — and is repaid as revenue returns.
Is bridge financing a good idea for a restaurant?
When the gap is temporary and you can see the payoff, a bridge keeps plans on schedule without draining reserves. It's less suited to permanent shortfalls.
What credit score do I need?
FICO 500+ can qualify; approval is weighted toward revenue and deposit history.
How fast can I get funded?
Most operators fund within 24 hours of approval, with a 5-minute application and soft credit pull.
How much can I get?
From $25,000 up to $5,000,000, scaled to your revenue.

Bridge to your next chapter

Apply in 5 minutes with a soft credit pull. Keep your plans moving through the gap.

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Figures shown are typical 2026 industry ranges and vary by underwriting; actual terms are set at application. Funding is subject to approval. Product and company names referenced are the property of their respective owners.

Get funded in 24 hours

Approved on your revenue, not just your credit. Start your 1-minute application.

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Why restaurants choose Prime

We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.

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Restaurant-only underwriting

Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.

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Funded in 24 hours

Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.

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Approved on your revenue

500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.

Ready to get funded?

Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.

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Apply Now — Funded in 24 Hours →
Before you go

See how much your restaurant qualifies for

$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.

START MY 1-MINUTE APPLICATION →

No obligation · takes about a minute