✓ Funded in 24 hours500+ credit OK$25K–$5M✓ Apply in 1 minute
$25K–$5Mfunding range
24 hourstypical funding
500+credit scores OK
Restaurantsonly — specialist

See how much your restaurant qualifies for

$25K to $5M in working capital & equipment financing — approved on your revenue, funded in as little as 24 hours. No collateral for working capital.

  • 500+ credit
  • 6+ months open
  • $25K+/mo revenue
1-Minute Application

Apply Now — Get Funded in 24 Hours

Start your application in about a minute. A real decision fast — soft credit pull, no obligation.

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🔒 Soft credit pull · will not affect your credit score

Funding for Phoenix, AZ Businesses

Business Funding in Phoenix

From Mexican cuisine to hospitality — Phoenix operators get $25,000 to $5,000,000 funded in 4 hours. No collateral. FICO 500+ accepted. Built for the realities of how Phoenix businesses actually run.

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Capital Built for Phoenix Operators

Whether you're scaling a mexican cuisine operation or covering payroll on a project gap, we fund Phoenix businesses across every major industry.

$5MMax Funding Available
4hrFrom Approval to Funded
5minApplication Time
500+FICO Accepted

Phoenix Industries We Fund

Phoenix's economy runs on mexican cuisine, bbq, casual dining, hospitality. We work with operators across all of them.

Mexican cuisine

Capital tailored for mexican cuisine operators in Phoenix. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

BBQ

Capital tailored for bbq operators in Phoenix. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

casual dining

Capital tailored for casual dining operators in Phoenix. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

hospitality

Capital tailored for hospitality operators in Phoenix. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

Why Phoenix Operators Choose Prime Restaurant Capital

Speed That Matches Phoenix's Pace

Phoenix operators don't have 90 days to wait on a bank loan. We approve in hours, fund in 24. Apply by 10am and there's a real chance you're funded by end of day.

Local Industry Understanding

We've funded Phoenix businesses across mexican cuisine, bbq, and more. We know how Phoenix's economy actually moves.

FICO 500+ Accepted

Most lenders require FICO 680+. We underwrite on bank statement health and cash flow, not just credit score. Phoenix operators with 500+ regularly qualify.

No Tax Returns Needed

Just three months of business bank statements. No P&L, no business plan, no financial projections. Your bank deposits tell us what we need to know.

Get Funded in Phoenix — Apply Today

5-minute application. Soft credit pull (no impact). Decision in hours. Funded in 4.

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Get funded in 24 hours

Approved on your revenue, not just your credit. Start your 1-minute application.

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Why restaurants choose Prime

We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.

🍽️

Restaurant-only underwriting

Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.

Funded in 24 hours

Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.

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Approved on your revenue

500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.

Ready to get funded?

Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.

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Explore More

Related Funding Options

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Apply Now — Funded in 24 Hours →
Before you go

See how much your restaurant qualifies for

$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.

START MY 1-MINUTE APPLICATION →

No obligation · takes about a minute