Funding for New York City, NY Businesses
From Fine dining to food halls — New York City operators get $25,000 to $5,000,000 funded in 4 hours. No collateral. FICO 500+ accepted. Built for the realities of how New York City businesses actually run.
Whether you're scaling a fine dining operation or covering payroll on a project gap, we fund New York City businesses across every major industry.
New York City's economy runs on fine dining, ethnic restaurants, fast casual, food halls. We work with operators across all of them.
Capital tailored for fine dining operators in New York City. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for ethnic restaurants operators in New York City. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for fast casual operators in New York City. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for food halls operators in New York City. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
New York City operators don't have 90 days to wait on a bank loan. We approve in hours, fund in 24. Apply by 10am and there's a real chance you're funded by end of day.
We've funded New York City businesses across fine dining, ethnic restaurants, and more. We know how New York City's economy actually moves.
Most lenders require FICO 680+. We underwrite on bank statement health and cash flow, not just credit score. New York City operators with 500+ regularly qualify.
Just three months of business bank statements. No P&L, no business plan, no financial projections. Your bank deposits tell us what we need to know.
5-minute application. Soft credit pull (no impact). Decision in hours. Funded in 4.
Approved on your revenue, not just your credit. Start your 1-minute application.
We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.
Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.
Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.
500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.
Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.