Funding for Miami, FL Businesses

Business Funding in Miami

From Latin cuisine to hospitality-focused — Miami operators get $25,000 to $5,000,000 funded in 4 hours. No collateral. FICO 500+ accepted. Built for the realities of how Miami businesses actually run.

$25K–$5Mfunding range
24 hourstypical funding
500+credit scores OK
Restaurantsonly — specialist

Capital Built for Miami Operators

Whether you're scaling a latin cuisine operation or covering payroll on a project gap, we fund Miami businesses across every major industry.

$5MMax Funding Available
4hrFrom Approval to Funded
5minApplication Time
500+FICO Accepted

Miami Industries We Fund

Miami's economy runs on latin cuisine, seafood, fine dining, hospitality-focused. We work with operators across all of them.

Latin cuisine

Capital tailored for latin cuisine operators in Miami. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

seafood

Capital tailored for seafood operators in Miami. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

fine dining

Capital tailored for fine dining operators in Miami. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

hospitality-focused

Capital tailored for hospitality-focused operators in Miami. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.

Why Miami Operators Choose Prime Restaurant Capital

Speed That Matches Miami's Pace

Miami operators don't have 90 days to wait on a bank loan. We approve in hours, fund in 24. Apply by 10am and there's a real chance you're funded by end of day.

Local Industry Understanding

We've funded Miami businesses across latin cuisine, seafood, and more. We know how Miami's economy actually moves.

FICO 500+ Accepted

Most lenders require FICO 680+. We underwrite on bank statement health and cash flow, not just credit score. Miami operators with 500+ regularly qualify.

No Tax Returns Needed

Just three months of business bank statements. No P&L, no business plan, no financial projections. Your bank deposits tell us what we need to know.

Get Funded in Miami — Apply Today

5-minute application. Soft credit pull (no impact). Decision in hours. Funded in 4.

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Get funded in 24 hours

Approved on your revenue, not just your credit. Start your 1-minute application.

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Why restaurants choose Prime

We are not a generic small-business lender. Prime underwrites restaurants only — and we fund the way you actually operate.

Restaurant-only underwriting

Every concept — full-service, fast-casual, bars, cafés, food trucks, catering, multi-unit. We read restaurant P&Ls, not generic templates.

Funded in 24 hours

Decision in as little as 4 hours, money wired in 24–48. Cover payroll, a broken walk-in, or a second-location window — now.

Approved on your revenue

500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.

Ready to get funded?

Built only for restaurants. Approved on your deposits, not just your score. Funded in as little as 24 hours.

  • 500+ credit
  • 6+ months open
  • $20K+/mo revenue
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Related Funding Options

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